A Budget

If you want a humbling experience, create a family budget.

Despite being very aware of our finances and living well within our means, Shelley and I have never operated under a budget. That is all changing. I started feeling like we were spending a lot of unnecessary money, plus it has always bothered me that Shelley wasn't more involved in our finances.

So, tonight we sat down and created a budget. As we started reviewing what we had been spending and discussing what we were going to spend, I started thinking "maybe it is better just not knowing." I think Shelley had the same thoughts.

But, we created a budget and have even discussed giving each other an allowance. We haven't gone as far as the allowance yet.

We'll see how this goes.